Garland Insurance, Inc. Blog: home insurance
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Friday, November 15, 2019One of the quickest ways to get your premiums up is to file a claim any time something happens to your home. Technically, you can get in touch with your insurer every time there's a broken window or a dent in your garage door. But, in the long run, this is only going to cost you more than the repairs are worth. READ MORE >>
Tuesday, October 15, 2019 When large storms and tornadoes rip through the Midwest or hurricanes cause destruction on the East Coast or in the South, millions of homes and families are affected. While no one can ensure that their home will be 100% protected from such damage, there are things you can do to better protect it in any case. READ MORE >>
Tuesday, June 18, 2019 Liability insurance is one of the most important parts of your home insurance policy. It helps protect you from claims made against you by other people. While most people maintain a safe home, there are instances in which accidents happen. Having enough liability insurance is important. The question is simple. READ MORE >>
Wednesday, February 13, 2019The process of having a covered loss fixed involves estimates and consultations. Often, the home insurance company sends a technician to your home to assess the situation. That person then provides the agent with information. A cost and description of the damage helps the insurance company decide what to pay for the incident. READ MORE >>
Tuesday, January 15, 2019The major systems in your home can be expensive to repair or replace. Getting some help from your home insurance sounds like a good idea. The problem is, it is rarely possible. Your property coverage only protects you from damages you cannot prevent and that are accidental. READ MORE >>
Monday, September 24, 2018A deductible is the amount of any claim the policyholder must pay before the insurance pays the rest. Deductibles are common on most home insurance policies. They provide for a way of reducing costs and keep premiums lower. However, there are several types of deductibles available. What are these? READ MORE >>
Wednesday, May 30, 2018 A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to the driveway. READ MORE >>
Wednesday, February 28, 2018You might be planning on remodeling your kitchen. It is a big project that can help increase your home's value. It also definitely provides an opportunity for you to make your home more functional. However, before you get underway, think about your home insurance. Do you have the right protections in place? READ MORE >>
Monday, August 7, 2017The cost to repair a foundation can be significant. Most homeowners purchase a home expecting to never have to worry about this part of their home. However, many homes experience foundation complications at one time or another. Cracks and settling of the home is not uncommon. This is truer in homes that are newer. READ MORE >>
Monday, April 24, 2017The exterior of your home is an important part of the home’s value. It is the first thing that guests see when they arrive at the house. You probably put a lot of money into maintaining your home’s exterior. However, your home’s exterior naturally faces a lot of different risks. READ MORE >>
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