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Home > Blog > Garland Insurance, Inc. Blog: home insurance
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Garland Insurance, Inc. Blog: home insurance

View the latest blog posts from Garland Insurance, Inc..

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Tuesday, November 17, 2020

Home Safety Measures that Can Save You Money on Home Insurance

Making your home safer has more benefits than simply protecting your home. Adding certain safety measures can also save you money on home insurance by lowering your risk of filing an insurance claim. Upgrade to a Weather-Resistant Roof Weather and hail-resistant roofs may be expensive to upgrade to, but they are generally worth the costs. READ MORE >>

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Friday, November 15, 2019

Deciding Whether To File A Claim Or Go Out-Of-Pocket

One of the quickest ways to get your premiums up is to file a claim any time something happens to your home. Technically, you can get in touch with your insurer every time there's a broken window or a dent in your garage door. But, in the long run, this is only going to cost you more than the repairs are worth. READ MORE >>

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Tuesday, October 15, 2019

How to Make Your Home More Disaster Resistant

When large storms and tornadoes rip through the Midwest or hurricanes cause destruction on the East Coast or in the South, millions of homes and families are affected. While no one can ensure that their home will be 100% protected from such damage, there are things you can do to better protect it in any case. READ MORE >>

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Tuesday, June 18, 2019

How Much Home Insurance Coverage Do You Need for Liability Risks

Liability insurance is one of the most important parts of your home insurance policy. It helps protect you from claims made against you by other people. While most people maintain a safe home, there are instances in which accidents happen. Having enough liability insurance is important. The question is simple. READ MORE >>

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Wednesday, February 13, 2019

Will Your Insurer Cover Additional Damage After A Claim

The process of having a covered loss fixed involves estimates and consultations. Often, the home insurance company sends a technician to your home to assess the situation. That person then provides the agent with information. A cost and description of the damage helps the insurance company decide what to pay for the incident. READ MORE >>

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Tuesday, January 15, 2019

Is the Home’s Furnace Covered Under Home Insurance?

The major systems in your home can be expensive to repair or replace. Getting some help from your home insurance sounds like a good idea. The problem is, it is rarely possible. Your property coverage only protects you from damages you cannot prevent and that are accidental. READ MORE >>

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Monday, September 24, 2018

What Is a Flat Deductible Vs a Percentage Deductible?

A deductible is the amount of any claim the policyholder must pay before the insurance pays the rest. Deductibles are common on most home insurance policies. They provide for a way of reducing costs and keep premiums lower. However, there are several types of deductibles available. What are these? READ MORE >>

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Wednesday, May 30, 2018

Will Home Insurance Help Cover A Cracked Driveway?

A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to the driveway. READ MORE >>

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Wednesday, February 28, 2018

Updating Home Insurance Before Remodeling Your Kitchen

You might be planning on remodeling your kitchen. It is a big project that can help increase your home's value. It also definitely provides an opportunity for you to make your home more functional. However, before you get underway, think about your home insurance. Do you have the right protections in place? READ MORE >>

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Monday, August 7, 2017

Are Crumbling Foundations Covered by Home Insurance?

The cost to repair a foundation can be significant. Most homeowners purchase a home expecting to never have to worry about this part of their home. However, many homes experience foundation complications at one time or another. Cracks and settling of the home is not uncommon. This is truer in homes that are newer. READ MORE >>

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