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Garland Insurance, Inc. Blog: home insurance

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The process of having a covered loss fixed involves estimates and consultations. Often, the home insurance company sends a technician to your home to assess the situation. That person then provides the agent with information. A cost and description of the damage helps the insurance company decide what to pay for the incident. READ MORE >>

The major systems in your home can be expensive to repair or replace. Getting some help from your home insurance sounds like a good idea. The problem is, it is rarely possible. Your property coverage only protects you from damages you cannot prevent and that are accidental. READ MORE >>

A deductible is the amount of any claim the policyholder must pay before the insurance pays the rest. Deductibles are common on most home insurance policies. They provide for a way of reducing costs and keep premiums lower. However, there are several types of deductibles available. What are these? READ MORE >>

A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to the driveway. READ MORE >>

You might be planning on remodeling your kitchen. It is a big project that can help increase your home's value. It also definitely provides an opportunity for you to make your home more functional. However, before you get underway, think about your home insurance. Do you have the right protections in place? READ MORE >>

The cost to repair a foundation can be significant. Most homeowners purchase a home expecting to never have to worry about this part of their home. However, many homes experience foundation complications at one time or another. Cracks and settling of the home is not uncommon. This is truer in homes that are newer. READ MORE >>

The exterior of your home is an important part of the home’s value. It is the first thing that guests see when they arrive at the house. You probably put a lot of money into maintaining your home’s exterior. However, your home’s exterior naturally faces a lot of different risks. READ MORE >>

Say your child has a friend over. You're carefully watching and taking care of the child, but something happens. She falls and is hurt. You do everything you can to ensure that the child gets the necessary medical care. But what happens now? When someone is hurt on your property, you may be held responsible for it. READ MORE >>

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